KEY HIGHLIGHTS
- Over 950,000 HDB households will receive U-Save and S&CC rebates in January 2026.
- Eligible homes can get up to S$190 in utility rebates plus 0.5 month of S&CC savings.
- No application needed — rebates are credited automatically to utility and town council accounts.
Good news for HDB residents — help with monthly bills is coming again. More than 950,000 Singaporean households will receive U-Save and Service & Conservancy Charges (S&CC) rebates in January 2026, helping to offset rising utility and estate maintenance costs.
This payout marks the final quarterly disbursement for the FY2025 cycle. The rebates fall under the Government’s enhanced Assurance Package and the permanent GST Voucher scheme, aimed squarely at easing cost-of-living pressure for everyday Singaporeans.
How Much Will You Actually Get?
The total amount depends on your HDB flat type, with smaller flats receiving higher support. Eligible households can receive up to S$190 in U-Save rebates, plus up to half a month of S&CC rebates.
Here’s a clear breakdown so you can check where you stand.
| HDB Flat Type | GSTV U-Save | AP U-Save | S&CC Rebates | Total Benefit |
|---|---|---|---|---|
| 1- & 2-room | S$95 | S$95 | 0.5 month | S$190 + 0.5 month |
| 3-room | S$85 | S$85 | 0.5 month | S$170 + 0.5 month |
| 4-room | S$75 | S$75 | 0.5 month | S$150 + 0.5 month |
| 5-room | S$65 | S$65 | 0.5 month | S$130 + 0.5 month |
| Executive / Multi-Gen | S$55 | S$55 | – | S$110 |
Honestly speaking, this may not sound huge at first glance — but when stacked across the full year, the savings add up meaningfully.
No Application Needed — It’s Automatic
Here’s the part most people like: you don’t need to do anything.
According to the Ministry of Finance, eligible households will receive the rebates automatically. The U-Save portion is credited directly into your utilities account with SP Services, while S&CC rebates go straight to your town council account.
No forms. No login. No chasing emails.
Why This January 2026 Payout Matters
This isn’t a standalone rebate. It completes the FY2025 support package. Across the entire financial year, eligible households would have received:
- Up to S$760 in total U-Save rebates
- Up to 3.5 months of S&CC rebates
For most Singaporeans living in HDB flats, this means noticeably lower utility bills across multiple quarters — especially helpful during periods of higher electricity and water usage.
Who Exactly Is Eligible?
If you’re living in an HDB flat and meet the criteria under the GST Voucher and Assurance Package schemes, you’re already covered. Eligibility is assessed automatically using existing government records.
If you qualify, the rebate will simply appear in your account — no need to check, apply, or appeal.
Frequently Asked Questions
1. When will the U-Save and S&CC rebates be paid out?
The rebates will be credited in January 2026, as the final quarterly payout for the FY2025 cycle.
2. Do I need to apply to receive the rebates?
No. All eligible households receive the rebates automatically, with no action required.
3. How will I know if I’ve received the rebate?
You’ll see the U-Save rebate reflected in your SP Services utilities account, and the S&CC rebate credited by your town council.
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