KEY HIGHLIGHTS
- Majulah Package continues into 2026, supporting Singaporeans in their 50s and early 60s.
- Includes cash payouts, CPF top-ups, and work bonuses — no application needed.
- Total benefits can reach up to S$3,500 depending on income and CPF savings.
If you’re in your 50s or early 60s, this one matters. The Majulah Package isn’t a short-term handout — it’s a long-term support plan meant to help Singaporeans who started work during lower-wage years build stronger retirement security.
As 2026 approaches, the Majulah Package remains very much active. For many, it quietly boosts CPF savings, rewards continued work, and cushions daily expenses — without needing to fill up any forms.
Honestly speaking, this is one of the more practical support schemes for the “sandwich generation” who may still be supporting parents while planning their own retirement.
What Exactly Is the Majulah Package?
The Majulah Package is a Government initiative targeted at middle-income Singaporeans who may not have accumulated enough CPF savings earlier in life. Many in this group entered the workforce during periods of slower wage growth, and this scheme helps close that gap over time.
“Majulah” means “Onward”, and the idea is simple: as Singapore moves forward, no generation should be left behind — especially those approaching retirement.
What the Majulah Package Is Trying to Do in 2026
By 2026, the objectives are very clear:
- Strengthen CPF retirement savings
- Support lower- and middle-income older workers
- Improve monthly income after age 65
- Encourage those who can still work to remain employed a little longer
This isn’t about pushing people to work forever — it’s about giving options and flexibility.
| Component | What You Get | Estimated Amount | How It Helps |
|---|---|---|---|
| Majulah Bonus | One-time cash payout | S$200 – S$1,000 | Offsets daily living costs |
| CPF Retirement Savings Bonus | CPF top-up | Up to S$1,500 | Higher CPF LIFE payouts |
| Earn and Save Bonus | Annual work incentive | Up to S$1,000/year | Rewards continued employment |
Who Is Eligible for the Majulah Package in 2026?
Eligibility is assessed automatically, so there’s no need to apply. In general, you’ll qualify if you meet most of the following:
- Singapore Citizen
- Born in 1973 or earlier
- Aged roughly 52 to 63 in 2026
- Lower-to-middle lifetime income
- Own one or no property (property conditions apply)
- CPF savings below the Basic Retirement Sum
If you’re eligible, payouts and top-ups are credited automatically. No paperwork, no chasing.
Breaking Down the Majulah Package Benefits
Majulah Bonus (Cash Payout)
This is a one-time cash payout, usually between S$200 and S$1,000, depending on income and property status. Lower-income Singaporeans receive more.
It’s meant for immediate needs — utilities, groceries, or just some breathing room with rising costs.
CPF Retirement Savings Bonus
Instead of cash, this portion goes straight into your CPF Retirement Account. The top-up can reach up to S$1,500, helping to boost your CPF LIFE monthly payouts later on.
This part doesn’t feel exciting now, but long-term, it makes a real difference.
Earn and Save Bonus (Work Incentive)
Still working? This bonus rewards that effort.
Eligible seniors can receive up to S$1,000 per year, based on employment status, income level, and CPF contributions. Payments continue annually into 2026 and beyond.
No need to overthink — if you qualify, it’s paid automatically.
When Are the Benefits Paid?
- Majulah Bonus: Already paid out earlier to eligible Singaporeans
- CPF Retirement Savings Bonus: Credited automatically over time
- Earn and Save Bonus: Paid annually, continuing into 2026
Exact dates vary, but you’ll usually be notified via Singpass or official letters.
How the Majulah Package Helps in Real Life (2026)
By 2026, the Majulah Package helps to:
- Increase monthly retirement income
- Reduce long-term CPF shortfalls
- Ease pressure from the rising cost of living
- Work alongside schemes like CPF LIFE, Workfare, and Silver Support
For most Singaporeans in this age group, it’s not life-changing overnight — but it steadily improves financial security where it counts.
Why the Majulah Package Still Matters
Singapore is ageing fast. Instead of one-off payouts, the Majulah Package focuses on structured, long-term support — helping seniors stay independent, confident, and financially stable.
It’s a quieter policy, but one that grows in value over time.
Frequently Asked Questions
Is the Majulah Package still available in 2026?
Yes. Key components like the Earn and Save Bonus and CPF top-ups continue into 2026 and beyond.
Do I need to apply for the Majulah Package?
No. Eligibility is assessed automatically. If you qualify, payments are credited without any application.
Are Majulah Package payouts taxable?
No. All Majulah Package payouts and CPF top-ups are tax-free.
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